Comcover Insurance Group has specialized in fleet truck insurance since our inception. We understand the unique exposures of trucking companies and custom tailor a risk management and insurance program to address those exposures.

Our insurance and risk management expertise in the truck fleet industry enables us to provide the following to our clients:

• Proper classification of your fleet of trucks with the goal being to acquire the lowest possible rates and premiums with our insurance carriers. This is one of the most critical steps that ensures you are obtaining the lowest rates. Since we have been involved with providing truck insurance to fleets since our beginning, we know how to navigate the maze of rating classifications that are unique to providing insurance for truck fleets.
   

• Loss analysis and implementation of reserve reduction strategies
   

• Composite rates on a per unit, mileage, or revenue (sales) basis
   

• Truck insurance coverage addressing the needs of trucking companies, such as motor truck cargo, contingent cargo coverage (for brokerage operations), warehouse legal liability coverage, garage operations and symbol 1 'any auto' coverage and umbrella liability
   

• Safety, loss control and risk management services custom tailored for the trucking industry
   

• Longstanding relationships with niche insurance carriers that specialize in the trucking industry
   

• Experience Mod Reduction through www.octomod.com,  "The Experience Mod Reduction Company"
   

• PEO / employee leasing
   

• Captive insurance programs