Comcover Insurance Group has specialized in wholesalers and distributors since our inception. We understand the unique exposures of wholesalers and distributors and custom tailor a risk management and insurance program to address those exposures.

Our insurance and risk management expertise in the wholesale and distribution industry enables us to provide the following to our clients:

• Proper classification of class codes for general liability, workers compensation and business auto, so as to acquire the lowest possible rates and premiums with our insurance carriers. This is one of the most critical steps that ensures you are obtaining the lowest rates. We can provide you with numerous references from current clients that we secured by finding errors in their classifications due to our extensive knowledge of wholesalers and distributors.
   

• Insurance coverage specific to the wholesale and distribution industry, such as property in transit, dependent property, business income coverage, food spoilage, ocean marine, per location liability aggregates, etc.
   

• Safety, loss control and risk management services.
   

• Longstanding relationships with niche insurance carriers that specialize in wholesalers and distributors.
   

• Experience Mod Reduction through www.octomod.com "The Experience Mod Reduction Company".
   

•  PEO / employee leasing
   

• Captive insurance programs